Never understood why it’s 4% when default is 3%.

Precedent. It was 4% before I took over the boards and there were runs with 4%, thus the default of 4%.

I wasn't going to make a 3% and a 4% category so just left as is. And I certainly wasn't going to delete existing runs to favor 3% either.

Gotcha. No sweat i just wondered if there was a story such as the one u provided or if i was missing something. Thx